The common options for those who are having trouble paying off their student loans is to use student loan forbearance or deferment, which, while both valid financial aid tools, may be an expensive mistake. Though at first these and other programs may seem like a blessing: immediate relief from financial hardship, but n… read more

Deciding to file for bankruptcy is a very serious choice. By entering into bankruptcy a series of federal laws are activated that will allow someone to be unburdened of his or her debts and start again financially with a clean slate. In 2005, it became more complicated to start over again after bankruptcy, this means i… read more

Your home can be spic and span without the use of any hazardous chemicals. It's true, you can have sterile kitchen counters and freshly scented laundry without using bleach, irritating and overly-perfumed soaps and heavy-duty cleansers. What are the alternatives you ask? To begin with, some of the most powerful disinfe… read more

Harsh chemicals, hours in front of the mirror, an expensive blow dryer and hair products – none of these are necessary to look beautiful. Here are some natural choices to look and feel great. For a radiant complexion start by cleaning your skin and then rubbing some sliced grapes over it – they are an excellent nat… read more

Do you have a pesky concrete slab in front of your house or maybe you don't have outdoor space to put in a garden. In this case, the best solution to add color, light and cheer to your home is potted plants. They add interest and beauty to a space and there are no limits regarding your creativity, use of color or which… read more