Expect that buying a foreclosed home to be a different experience than buying a typical piece of real estate. Usually there is only one agent involved and the essential piece of paperwork is a pre-approval letter from a lender before he or she will accept the offer. Usually there's not too much room for negotiation reg… read more

The now ubiquitous term "blog" was first used in the 1990s. What today is a massive and important form of self publication started out quite small...in fact, before blogging, there were several digital communities that allowed the creation of running conversations with threads so users could follow another person's wr… read more

If you are travelling and need to connect to the internet here are a series of helpful tips to help avoid unwanted surprises. Consider using a public wi-fi instead of your hotel's connection which may have blocks on how much broadband you can use. If the hotel offers a wired Ethernet connection chances are that will gi… read more

The common options for those who are having trouble paying off their student loans is to use student loan forbearance or deferment, which, while both valid financial aid tools, may be an expensive mistake. Though at first these and other programs may seem like a blessing: immediate relief from financial hardship, but n… read more

Almost immediately after many American states began to put into act laws banning smoking in public places such as workplaces, restaurants and bar, the amount of related hospitalizations for heart attacks fell by 15%, while stroke hospitalizations fell by 16% and respiratory hospitalizations fell by 24%! The greater the… read more